• It is a one year renewable plan.
• The Assured are the parents or guardian responsible for the upkeep of the child.
• Insured Parents/Guardians must not be above the age of 65.
• Premium is paid along with the school fees per term or per session.
• It provides lump sum benefit on death of the life assured for the payment of schools.
• Sum assured may be reviewed at the intervals to adjust for increment in school fees.
• Ensures continuity of policy if child is transferred into another school.

• Death Benefits
• Total Permanent
• Disability
• Critical Illness Benefit
• Cashback Benefit

The minimum sum assured available under this contract is currently fixed at N250,000.00 per annum

Premium is paid at the selected frequency.

If the premium is not received before the premium due date, the policy will enter a grace period. The duration of this period will be 30 days. The policyholder will still have life, critical illness and physical disability cover.

There will be a 3-month waiting period.

The product can be sold to Private Nursery, Primary and Secondary Schools through Parent Teachers Association (PTA) and tertiary institutions.

The policy is annually renewable.

Medical underwriting will be needed for sum assured over the non-medical limit