My Savings Plan​ - Premier

Designed to help you plan to meet your long-term savings needs, this product will help you to save for future events in your life, such as, education programs, purchasing a property, or just buying whatever you have always dreamed of.

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My Savings – Premier has the dual benefits of helping you, to save on a regular basis and offering protection to your family if an unfortunate event occurs.

You (the policy holder) will have protection during the term of the plan.

Minimum term of 5 years and maximum term of 10 years.

  • The minimum premium is N20,000 per month
  • ​Maximum premium is unlimited
  • ​Increases and decreases in premium are allowed at any time, but not below the minimum premium
  • ​Minimum entry age: 18 years
  • Maximum entry age: 60 years
  • Maturity benefits
  • Death benefits
  • Permanent disability benefit
  • Critical illness benefit
  • Premium waiver benefit

There is a 6 month waiting period for non-accidental death from the start of the policy.

You, as the policyholder, are allowed to make monthly, quarterly, semi- annual or annual premium payments. Additional premium payments are also allowed.

To help you achieve your savings needs, the investment return credited to you is the portfolio returns less 8%.

There is a 2.5% policy charge on each regular premium paid.

The sum assured is calculated as 50 times your monthly premium payable up to a maximum of N5 million.

The policy allows for loyal bonus equals to the policy term in percentage.

The policy allows for surrender and partial withdrawal.

Call Us

234(0)12784555 / +234(0)12785500
07040021123 (WhatsApp and Text only)

Email Us

customercare@prudentialzenith.com
claims@prudentialzenith.com

Visit Us

13th Floor Civic Towers, Ozumba Mbadiwe Road, Victoria Island, Lagos, Nigeria

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