The policy is available at a policy duration of 6, 9, 12,15 & 18 years only

DEATH BENEFIT

In the event of death before maturity, we will pay to your nominated beneficiary / beneficiaries:

• A monthly family income benefit of 1% of sum assured until maturity or for a maximum of 10 years
• The sum assured will be paid at maturity.

MATURITY BENEFIT

You will receive the following periodic payments:

• 20% of the sum assured will be paid at the end of one-third of the policy term
• 30% of the sum assured will be paid at the end of two-third of the policy term
• 50% of the sum assured will be paid at maturity

The policy offers an annual guaranteed bonus rate of 2% of sum assured. This begins to accrue from the second year and it is payable along with the maturity benefit

Death caused by natural causes will be subjected to a six months waiting period from the policy commencement date.

You, as the policy holder, are allowed to make monthly, quarterly, semi-annual, annual or single premium payment

The minimum sum assured is N2, 000,000.00 and there is no maximum.