Term Assurance

This is a form of life assurance that offers a basic guaranteed sum assured payable on the death of the policy holder within a fixed number of years (specified term). The sum assured is made payable to the beneficiaries as a lump sum to help protect the beneficiaries against financial hardship that may occur as a result of the death of the policyholder.

Learn More

The minimum age at entry is 20 years while the maximum entry age is 60years. The maximum age at maturity is 65 years.

Only the life of the policy holder is covered.

The policy term will be selected at outset. The minimum duration is 1 year and maximum duration depends on the age of the customer at the commencement of the policy.


  • Death benefit


  • Permanent disability benefit
  • Medical expenses benefit

Premiums are calculated based on the age, tenor and sum assured of the client.

Premium can be paid monthly, quarterly, half yearly or annually or single payment.

The sum assured (life cover) is as chosen by you from the inception of the policy.

This policy allows for tax relief.

There is a six (6) months waiting period for non-accidental death from the start of the policy.

Call Us

234(0)12784555 / +234(0)12785500
07040021123 (WhatsApp and Text only)

Email Us


Visit Us

13th Floor Civic Towers, Ozumba Mbadiwe Road, Victoria Island, Lagos, Nigeria