My Easy Protection Plan

My Easy Protection is a life assurance product that offers a basic guaranteed sum assured payable in the event of a natural death or accidental death of the policy holder within one year. The sum assured is made payable to the beneficiaries as a lump sum to help protect the beneficiaries against financial hardship that may occur as a result of the death of the policy holder. The product has four different variants/types, and each variant/type varies by the size of the sum assured and a flat premium rate. The minimum age at entry is 18 years provided you are not older than 65 when the policy starts.

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Policy holder only.

The policy term will be selected at outset and will be within a minimum of 1 year.

This is strictly an insurance policy. There is no benefit at maturity.

In the event of death before the tenor of 1 year, the stated beneficiary of the policy holder is paid the sum assured agreed at the inception of the policy.

It serves as an additional security to get loans.

Cash is not an acceptable means of payment. Please note, our staff are not allowed to collect cash, hence, do not give cash to any staff for premium of contribution payment.

You decide how much the plan will pay you by selecting a cover amount that suits your expected benefit. See table below.





My Easy Protection- Bronze



My Easy Protection-Silver



My Easy Protection–Gold



My Easy Protection–Platinum



Sales Executive’s Name


Sales Executive’s Mobile Number


Premium can be paid annually only.

The minimum and maximum sum assureds on this policy is set at N250,000.00 and N2,000,000.00 respectively and it is subject to the plan type selected.

There is no surrender/partial withdrawal for this policy.

This policy allows for tax relief.

Death claims arising from natural causes will be subjected to a three (3) months waiting period from policy commencement date; or the day you reinstate your policy; or from the day you increase your benefits – whichever applies. Death claims arising from accidental causes will be payable during this period.

We will not accept liability for claims occurring as a result of any of the exclusions listed below:


a) Any act committed by the life assured or beneficiary/beneficiaries which constitutes a violation of the relevant laws of the Federal Republic of Nigeria.


b) With the exception of those deployed by security forces of the Federal Republic of Nigeria, any act of war (whether war be declared or not), miliary action, terrorist activities, riots, strikes, civil commotion or insurrection in all cases as an active participant.


c) In the event that there are any Anti-Bribery and Corruption and/or Anti-Money Laundering and/or Financing of Terrorism charges against you, and/or you reside or carry on business in a sanctioned state or country, the contract shall be void ab initio, voided at the instance of Prudential Zenith Life Insurance and set aside.


d) The policyholder has already officially been diagnosed with a pre-existing condition or already has signs or symptoms of any ailment at the time of signing to the plan.